Where and how are mini loans requested with only the DNI?

If you are wondering if it is possible to get mini-credits with just your ID, here you can find information relevant to your query

To request mini loans only with your ID through the Internet we need to provide a minimum of documentation . We tell you more in this post. Keep reading!

Micro loans only DNI. Exist?

First of all we are going to answer the main question to which we dedicate this entry: is it possible to apply for mini loans only with DNI?

One of the main advantages offered to us by entities specializing in mini-loans through the Internet is its simple processing, without paperwork . Of course, we must take into account that in order to process our application, however simple and fast it may be, we will need to provide certain documentation.

Providing this basic documentation is essential for the financial institution to which we are going to send our loan application to verify our identity, thus avoiding possible fraud.

Therefore: are there mini-loans only DNI ? The answer is no, currently it is not possible to apply for a loan by providing only our ID or NIE as documentation, since in order to complete our application we also need to include a minimum of documentation.

The most common is that to apply for our loan we need to provide, apart from our ID or NIE, our phone number, address, bank account, as well as a proof of monthly income (payroll, pension, self-employed, etc.).

As we see it is very simple documentation that does not involve reviewing a large amount of paperwork, so even though we can not get mini credits only with ID , we can manage our request in a matter of minutes, quickly and without complications.

And what happens with the mini loans only DNI with Financial Credit Institutions?

As we explained throughout the paragraphs above, nowadays it is not possible to obtain credits presenting as documentation only our identity document. In the case of loans only DNI with Financial Credit Institutions the process works exactly the same and, therefore, we need to provide a series of basic documentation to complete the application.

When we refer to the basic documentation we need to process our credit in the entity we have chosen, we are talking about simple data such as our bank account number of which we are owners, or a proof of monthly income (regardless of whether it is an unemployment benefit or a pension).

To request mini-credits with Financial Credit Institutions we need exactly this type of data. Through them, the financial entity is responsible for verifying that our personal data are correct, and that we meet all the necessary requirements.

It does not matter that we need to present a little more documentation to complete our application, since the process of managing our loan is designed to be quick and simple, without paperwork.

Therefore, remember that although you can not currently access mini-loans only DNI with Financial Credit Institutions , you will need so little documentation that it will not take more than a few minutes to finish completing your loan application.

How do I apply for loans without payroll or property, only with the DNI?

We have already seen that in order to apply for a quick loan without payroll and properties we need to have access to minimal documentation. However, what happens in the case of loans without payroll or endorsement only DNI ?

Let’s see it next:

Currently we have a wide variety of financial institutions that allow us to have access to fast money without complications, managing the entire process through its website and also do not require payroll or guarantor.

As we have told you in the above paragraphs for our loan application to be accepted, we need to include a series of basic documentation through which the financial institution we have chosen can verify that all of our personal data is correct and that we comply with all the necessary requirements.

So if we want to apply for a credit without payroll or endorsement only DNI we have to know that: there are entities that offer us loans without a guarantor or need to present payroll. However, we will need to provide a little more documentation than our ID or NIE.

Finally we must bear in mind that although it is not possible to get mini-loans only DNI, to process our credit application we will need to provide basic information very simple, such as our phone number, a receipt of monthly income (pension, benefit for unemployment, self-employed, etc.) or our bank account number.
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Documentation to request fast credits only with DNI, in the act

In this entry dedicated to know if it is possible to request fast credits only with DNI we have already talked about how we can not currently access this loan service by simply presenting as documentation the National Identity Document. This is online loans on the spot , but that does not mean that with only our national identity document is enough, we assume that you already imagined this.

This is due to the fact that when managing our application the financial company needs to verify our data, for which, it must have access to a greater amount of information about us, that is, the user to whom they are going to grant the loan.

If we want to get a mini loan only with the DNI we must know that we will not be able to manage it by simply providing this documentation, either by requesting quick credits by phone , in person, or by the usual way (Internet), since we will need to include more basic personal data throughout our application process. However, the need to provide more data and documentation to the application of our credit does not mean that the process will be more complicated or require more paperwork.

One of the star advantages that stands out within the sector of the financial specialized in the fast loans is its easy and fast request. That is why, despite the fact that we can not request a quick credit only with the DNI, the application process will continue to be quick and easy given that the personal data and documentation that we will have to provide will be very basic and will not affect agility in any way. in the management that we are accustomed to find ourselves in fast loans entities.

Therefore, the documentation we need to process the application for our quick loan is as simple as having data such as: our telephone number, our bank account number, as well as a proof of monthly income (either at through a payroll, a pension or benefit, etc.).

As we see it is very simple documentation that does not require reviewing paperwork of any kind. Therefore, if we want to process our loan request as soon as possible, it does not matter that we need to provide the financial company with a little more documentation than our DNI or NIE .

Recommendations to request money only with DNI (and little else)

 

Before starting with the recommendations to request money and only with DNI we must know that if we want to access this loan service, we will need to present a little more documentation and personal information throughout their application. This is due to the fact that today we can not get a credit just through our ID, as it would not be a completely safe process for us as users, nor for the financial entities themselves.

This is due to the fact that in order to offer security to the users, the financiers need a minimum of documentation with which to verify our identity, thus avoiding that another person can request a mini-loan only DNI on our behalf and commit fraud. In addition, we must also take into account that according to the financial institution in which we choose to process our credit we will need to meet a series of requirements, which are checked through the personal data and documentation that we will provide.

That is why to request money we need to provide documents that go beyond our ID or NIE, to bet on the user’s safety, as well as the responsibility when completing the entire application process.

Therefore, although at present we can not request money by providing exclusively the DNI or the NIE , we have to know that although we will need to provide a series of more data, it will have little influence on the time it will take to have list our credit application

If we want to get a loan quickly, the entities specialized in online credits will be able to offer us a service that in a high percentage of the occasions becomes effective on the spot or in less than five minutes (once our application has been approved).

So, although we can not request money with your ID, the information and documentation that we will need to provide will be so basic that we will hardly notice the difference and we will be able to complete the entire application process in just a few minutes.